Hi! Thanks for stopping in at my little corner of the internet. Today I’m going to share a few money-saving tips you can use and apply to your financial goals for 2023. Before I go too far though, let me share a few of my other money-related blog posts you might find helpful. Considerations Between Buying A New or Used Car Things To Consider When Renting First-Time Home Buyers Dictionary With everything costing an enormous amount of money, every time one visits the store, we’re at a pivotal time in the world. Many people are having to “borrow from Peter to pay Paul” and wrapping themselves up in debt. And that’s not even accounting for the costs we endure to celebrate Christmas. The average person spends over $800 on Christmas shopping, much of which is unaccounted for, not budgeted, and perhaps borrowed from something else. Life is hitting times that…

Hi, hello, how are you? Thank you for stopping by here today! I’d like to invite you to become a Patreon of the blog! Today I’m exploring several considerations between buying a new or used car. The cost of everything has increased drastically over the last few years and it can be tricky to know which considerations between buying a new or used car should be had. If you’re new here and interested in reading a few other finance-related posts here are a few you’ll enjoy 7 Things To Consider Before You Sign The Lease First-Time Home-Buyers Dictionary: All The Words You Need To Know When You’re A First-Time Home-Buyer 5 Hidden Expenses To Include In Your Budget Considerations Between Buying A New or Used Car There are many considerations to ponder before buying your next vehicle. Understanding these points can help to ensure you choose the best vehicle for…

If you’ve read my blog before, then you know that my husband and I are approaching being first-time home buyers! Also, by approaching, I mean . . . that whenever we do finally get there it will be a first. I do not mean that we are buying tomorrow. But, well, that would be nice. We are currently renting, and are hoping to buy within 2 years. I’ve written about mortgages before (5 Things You Need To Know About Mortgages), but today I’m going to break down all the jargon. The language can be quite fancy and hard to understand so I’m going to explain some of the most key words. Home Price – Okay, maybe this one isn’t so tricky! This is the price of the home that you are paying. Down Payment – A down payment is the amount of money that you put towards the property. The…

If you follow my Instagram then you know we’re struggling with a neighbor. If you don’t, then follow me here. A quick rundown though is that we’ve now received 2 noise complaints with very specific times. It feels completely unfair to me, because it’s not true, and no one is listening to me. I’ve never felt so unheard before, and there’s literally no reason to not believe me! We have fantastic history renting. We’ve never had a complaint before this. So, we have now ordered a camera for inside our home. This way we will be able to at least prove what we were doing during her specified times. UGH $100.00 that was not accounted for in our budget. I am in disbelief at the extents I’m having to take. But, whatever. So this whole issue has now got me thinking about a house, which is so odd, because I…

This post is greatly inspired by it being the New Year and recovering from the expense of Christmas. However, maintaining and keeping a budget is very important to me at all times of the year. Don’t forget to read my new year wishes over here! We’ve always followed a budget since our first son was born. Working with a limited amount of money while trying to make the biggest impact, budgeting has been a very helpful tool. I learned how to budget money by not budgeting in my early years, and having to learn how to recover from it. I sank myself into heaps of debt without even realizing it. I was young and immature. Budgeting is what helped me to get back on my feet. There are so many methods, and I’m not advising anything. I’m simply sharing what I do and why. Please remember, I’m not a professional…

Welcome to a world where saving money isn’t just a chore but an art form. A place where penny-pinching isn’t about deprivation but rather a means to achieving your financial goals. In this world, we’ll explore the vast array of money-saving hacks to help you stretch your dollars further and achieve financial freedom. Whether it’s finding creative ways to save on everyday expenses, looking for things to stop buying, or discovering new ways to increase your income, we’ve got you covered. So grab your notebook and get ready to learn the tips and tricks that will take your savings game to the next level. Get ready to become a master of money-saving hacks! The Importance of Money-Saving Hacks Money-saving hacks are crucial for anyone looking to improve their financial situation. These hacks are techniques, strategies, or tips that can help you save money creatively, often by reducing expenses or increasing…